HUB Southwest
HUB International is the largest privately-held insurance brokerage firm in the world. We provide an array of employee benefits, property, casualty, risk management, life and health, investment, and wealth management products and services across North America and around the globe.
Connect with Us:
Arizona
Phone: 480-992-5000
New Mexico
Phone: 505-828-4000
Posts By HUB Southwest:
2026 Federal Poverty Levels and ACA Affordability: What HR Professionals Need to Know
Upcoming updates to the federal poverty levels (FPLs) should be top of mind for HR and benefits professionals as they prepare for 2026. Why? Because ACA rules tie affordability [...]
First-Dollar vs. Last-Dollar HRA Coverage: Pros, Cons, and Best Practices for HR
Health Reimbursement Arrangements (HRAs) have become an essential tool for HR professionals seeking to manage benefits costs while empowering employees to make cost-conscious healthcare decisions. Two common HRA designs—first-dollar [...]
Top 10 Pitfalls Employees Make When Choosing Family Health Plans, and How HR Can Help
Open enrollment season is when employees—and their families—make critical decisions about medical coverage for the year ahead. Yet despite its importance, many plan selections are driven by habit, incomplete [...]
Why Arizona Is Requiring Online Submission of Employer Injury Reports — And What It Means for You
Effective August 31, 2025 the Industrial Commission of Arizona (ICA) will mandate a significant change in how Employer’s Reports of Injury (FNOI) are submitted: Employers (not carriers) must now [...]
Medicaid Reform and Employer-Sponsored Health Plans: Strategic Implications of the One Big Beautiful Bill
On July 4, 2025, President Trump signed the One Big Beautiful Bill into law, enacting sweeping changes to Medicaid that will reverberate far beyond public health programs. With nearly [...]
Mastering the Insurance Claims Submission Process: A Comprehensive Guide for Policyholders
Experiencing a loss—be it property damage, a vehicle accident, or another unforeseen event—can be overwhelming. Amidst the stress, understanding how to effectively navigate the insurance claims process is crucial [...]
Top Risk Management Strategies for Vacation Rental Property Owners
Managing a vacation rental can be a great source of income—but it also exposes you to unique risks. From liability claims to insurance gaps, owners must be proactive in [...]
Top 10 Mistakes to Avoid When Buying Personal Insurance (And How to Get It Right)
Personal insurance is one of the most critical tools for protecting your financial well-being, yet many individuals unknowingly make costly mistakes when buying coverage. Whether you're shopping for homeowners, [...]
Managing Benefits Costs with Spousal Surcharges: A Practical Guide for HR and Finance Teams
As healthcare costs continue to rise year over year, employers are increasingly searching for cost-management tools that don’t compromise the quality of benefits or employee satisfaction. One strategy gaining [...]
How Dependent Eligibility Audits Help Employers Control Benefits Costs Without Alienating Employees
For finance and HR professionals tasked with balancing the books while keeping employee benefits competitive, dependent care costs represent a significant budget item—and an under-the-radar opportunity for cost control. [...]