Investment Solutions
We understand your many financial needs and utilize timely and appropriate wealth management strategies to help you achieve both short and long-term goals. As a fiduciary, we also provide unbiased and independent advice, putting your needs and interests first.
Through our tailored investment solutions, we’ll help you create a strategy that empowers you to live your best financial life – so you can focus on the nonfinancial aspects of your life that are most important to you. You define where you want to go. We’ll help you get there.
Your specific priorities and needs to form the foundation for ongoing guidance, advice and management. Our investment solution services include:
– Investment Planning
– Asset Allocation and Policy Oversight
– Performance Measurement and Analysis
– Allocation Review and Rebalancing
Wealth Management
We understand that every individual and family is unique. We partner with you to focus on your specific priorities to create a comprehensive wealth management plan that covers every component of your financial life.
Our wealth management services include:
– Coordination of Investment, Estate, and Tax Planning
– Development and Oversight of Relationships with External Professionals
– Assistance in Addressing Strategic Risks and Opportunities
– Efficient Management of Trusts and Estates
Estate Planning
The massive generational wealth transfer over the next two decades is staggering. It’s estimated that $72.6 trillion will be transferred directly to descendants with $35.8 trillion coming from high-net-worth and ultra-high-net-worth households.
To ensure that wealth lasts for generations, individuals must plan with a level of complexity that even sophisticated businesspeople and investors can find vexing.
Our estate planning services, which include family education and legacy planning, will ensure that you and your family leave a lasting impact. We will empower you to articulate and realize your vision for the future.
Charitable Giving
It’s estimated that $15.8 trillion is expected to be transferred to charities in the next two decades – a truly remarkable transfer of wealth to philanthropic causes.
That said, starting in 2026, the exemption on estate taxes will be halved, exposing more individuals to a 40% tax on an estate’s assets above $7 million to $7.25 million for individuals and $14 million to $14.5 million for couples.
The upcoming change presents a dilemma for individuals who wish to bequeath some of their wealth to charity. Taxes could limit the money available for donation, but there are options that can reduce estate taxes and maximize donations.
Minimizing the impact of the tax changes means finding ways to give away money immediately rather than after death. That means finding tax-efficient ways to donate now or setting up a vehicle that will outlive the donor over many years.
Our charitable planning services, which include philanthropic vision, strategy, and governance, ensure that you’ll maximize the impact of your charitable giving.
Insurance Services
When your business, professional, and private interests grow, so do your risks. Suddenly, you’re dealing with complex financial protection issues that require the assistance of seasoned experts and an investment in high-net-worth insurance services.
We’ll work with you to identify, assess, and manage the unique set of risks that come with a high net worth. Our highly trained, experienced insurance professionals specialize in providing expert guidance and customized risk management solutions to high-net-worth individuals – directly, and through family offices and personal business managers.
We provide the specialized expertise in insurance and risk management that high-net-worth clients demand, including these high-net-worth insurance services:
– Homeowner’s insurance for high-value homes, multiple properties, and coastal properties
– Personal excess liability to provide financial protection against claims for bodily injury, personal injury, or property damage
– Coverage of valuable articles that take into account market fluctuations that may affect the protection required
– Obligations for employers of domestic staff, including risks assessments related to employment practices and workers’ compensation
– Auto insurance for vehicles, including antique, collector and recreational cars, as well as motorcycles and motor homes
– Watercraft insurance for all types and sizes of watercraft, and the risks associated with their operation, including mega-yachts, paid crew vessels, live-aboard vessels, high-performance boats, and wooden hulls
– Personal liability insurance to protect your office
– Life insurance designed for estate planning, providing liquidity to cover estate taxes, ensuring a smooth wealth transfer to heirs
Risk Management Services
HUB Risk Services provides security risk management and crisis management expertise to high net-worth insurance clients and family offices services, including:
Security Risk Services
– Protective intelligence
– Travel briefings
– Personal security awareness training
– Background checks
– Specialized identity theft protection
– Assistance with coordinating security services
– Investigative services
Risk Assessment Services
– Lifestyle assessment
– Cyber activity risk assessment
– Cyber security assessment
– Online reputation assessment
– Property risk assessment
– Property security assessment
– Employee personality/suitability assessments
– Electronic countermeasures (ECM) assessment
Crisis Response Services
– Crisis counseling
– Threat of violence consultation
– Kidnap, ransom/extortion response services
– International evacuation planning and response coordination
– Disaster planning and response coordination
Get Started
Share a few details and a member of our team will contact you to schedule a free, no-obligation quote and complimentary review of your private wealth needs.